Motorcycle Insurance Minimum Requirements in Montana

As a state resident, you are not obligated to carry insurance on your motorcycle. However, protecting yourself with coverage is strongly encouraged.

If you opt to purchase liability coverage for your motorcycle, you might want to take a look at the state's minimum requirements for private passenger vehicles as a guideline:

• $25,000 for bodily injury/death of 1 person in an accident
• $50,000 for bodily injury/death of 2 or more people in an accident
• $10,000 for property damage in an accident